Personal Economy Partners introduces a High-Value, Turn-Key Joint Venture Opportunity available via Auction

This is an exceptional investment opportunity, leveraging a rare freehold asset to deliver substantial capital uplift through a strategic Joint Venture (JV) partnership. The property, a four-storey Georgian building in Bristol's highly sought-after Cotham, is currently configured as four one-bedroom flats. With a combined annual rental income of £51,600, it already provides a strong and immediate return. However, its true value lies in a proven value-add strategy: a title split.

By acquiring this property via the Modern Method of Auction (MMoA) and executing a professional title split, P.E.P. and a JV partner can unlock significant manufactured equity. This strategy, which can generate a capital uplift of 20-25% on the original investment, transforms a solid buy-to-let asset into a lucrative development project.

For our capital-only clients, this represents a streamlined, hands-off opportunity to build a high-performing portfolio by leveraging P.E.P.'s end-to-end expertise.

1. The Asset: 6 Clevedon Terrace, Cotham, Bristol BS6 5TX

This attractive Georgian building is located in a prime Bristol letting location, nestled on a charming street within a short walk of the University of Bristol, the city centre, and St Michaels Hill. The location's immense popularity with both professional and student tenants provides a secure foundation for consistent rental income.  

The property's existing configuration consists of:

• Four self-contained one-bedroom flats, with a modern kitchen and bathroom, and gas central heating.  

• A collective rental income of £51,600 per annum, with all flats currently let.  

• The Hall and First Floor flats are approximately 35m² and 42m² respectively, while the top floor is a 43m² maisonette.  

• Freehold tenure, which is a significant asset for a development project of this nature.  

While the property offers a strong consistent return as a buy-to-let, the real financial leverage is found in a strategic repositioning of the asset for sale as individual units.

2. The Value-Add Blueprint: Unlocking Capital through Title Split

A title split is the cornerstone of this investment strategy. By dividing the single freehold property into four separate legal titles, each flat can be sold individually on the open market for a higher combined value than the original bulk purchase price. The process typically takes 3-6 months and involves legal documentation and an application to the UK Land Registry to create the new titles.  

The proposed JV would be a collaboration between you as a capital jv partner (our client) and P.E.P. as the skilled partner, providing the technical and practical expertise to manage the project from start to finish. P.E.P. would oversee the entire process, including:  

• Acquisition: Securing the property at auction.

• Legal & Administrative: Managing all legal work, including the title split process and liaising with the Land Registry.

• Project Management: Executing any minor refurbishment to maximise the value of each flat.

• Sale: Overseeing the sale of each individual unit to maximise the final return.

3. Financial Analysis: Proving the "Win-Win" Proposition

The financial model is designed for a mutually beneficial outcome, generating a win /win for all parties.Please note this example is to illustrate the principle of Title split Opportunities ,this particular example has a guide price at auction of £625000 and therefore appropriate due diligence regarding purchase price and exit strategy would need be required